With Britain seeing a wave of unseasonable weather over what is alleged to have been the summer months, it is perhaps unsurprising that an increasing number of Britons are looking to take a foreign holiday this autumn in the search for some sun. Cit...
I guess a lot of you have been diligently cranking up your excel file to keep track of your daily expenses to have a picture of your daily cash flow. I would not surprise if 98% of peoples failed to continue on this habit after 3 months because it's...
FICO Credit Scoring is a method developed by Fair Isaac & Co. to evaluate your 'credit worthiness'. There are really three FICO scores computed to find my FICO Score. They are found by data provided by each of the three bureaus - Experian, Trans Un...
As soon as we graduate from school, we start working. This the time where you are still young and just trying out to in the real world. In this early stage, we do not think much about savings, investments and making money. We are more tempted to spe...
Many of us believe the myth that financial independence means having a lot of money and assets. We tend to focus only on earnings and the so-called wealth build-up. But have we ever asked ourselves what really wealth is? Is not wealth just having th...
I was always taught to listen closely to people who are much smarter than me. So when Albert Einstein, one of the greatest minds to ever walk planet Earth, is quoted as saying, The most powerful force in the universe is compound interest, I believe...
While I enjoy working (most the time), I like most look forward to a less regulated life with more travel, i.e. retirement. I want to of course do this living in a style I am accustomed to and still provide for my family as needed. So how much money...
Everyone would like to save a little money here and there, but are you a consumer that finds yourself clipping coupons, looking threw the Sunday newspaper ads, or always looking for the deal of all deals, just so you can save those extra dollars and...
The most common complaint of people who are deep in debt is this..."I'm just living paycheck to paycheck! I don't have any extra money to pay down my debt." Well, guess what?! There is a way to get control of the downward spiral! Let's turn it aroun...
Dicing with debt at a young age could leave Britons with greater financial difficulties as they get older, it has been suggested. In a study in which art imitates life, Equifax pointed to the fictional life of Hollyoaks' Jessica Harris. Played by Je...
Britons are not obtaining financial freedom until they get into their mid-50s, new research has indicated. Released today, Birmingham Midshires Life 2 report shows that it is not until they reach 55 that consumers are free from various pressing fina...
The Fair Debt Collection Practices Act (FDCPA) was established to protect the consumer from harassing and illegal tactics used by unethical and unscrupulous debt collectors. The act does not apply to the original creditor but does apply to someone o...
How do you guarantee youll have social security income for retirement? There are two things you have to do in order to do this, but first you need to understand this one simple concept about money. The one concept you need to know is what the word e...
Credit card applications or traditional loans? Many people nowadays who have made up their minds to get involved into any form of credit are literally torn between getting a credit card or taking a loan. Their doubts are justified because each form...
The website MoneyExpert.com has reported that in the past year more than 3.6 million people in the UK have switched current account providers which breaks down to around 300,000 switchers per month! These figures indicate that people are willing to...
